Too often these days families are confused by what Financial Planning really means….and who could blame them – most of the ads on TV or in the newspaper are produced by Banks or Industry Super funds trying to do one thing – sell their own products! Most families want simple strategies to sort out their financial issues, like repaying the mortgage, sorting out super and insurances, setting up edcuation plans for the kids, and so on.
At JustInvest we’re Financial Planners who own our own business – a family business, based in Perth, Western Australia, run by a family with young kids, and the same financial situation as many of our clients. Therefore you can expect family oriented advice. Also, we don’t accept volume commissions or incentives from fund managers or insurers, and we offer fee based advice. All our advice is quoted in writing, before agreeing to proceed – and there are no ‘hidden costs’, kickbacks or staff incentives to sell more products. Simple? Definitely!
From the MoneySmart website:
A good financial adviser can help you identify goals, set an overall financial plan and avoid disasters. They can make sure things get done, when they need to be done.
Being well-prepared will help you get the most out of a financial adviser. Look for someone who has the right skills and experience for your needs.
Do you need advice? – Work out whether you need financial advice. Do you need advice on a specific issue, such as your super or do you need a broader financial plan?
Choosing an adviser – Research the marketplace to find the right adviser for you.
Starting with an adviser – Get better value from your first few meetings with an adviser by being clear about what you’re looking for and know what questions to ask.
Working with an adviser – Get the level of ongoing advice you need by putting some ground rules in place.
see: https://www.moneysmart.gov.au/investing/financial-advice
Contact us to find out more about having an initial discussion – in most cases this can be offered at our expense, under no obligation to proceed. Phone 08 9267 3488 or email clientsupport@justinvest.net.au
